Top IDFC First Credit Cards 2024
If you’re looking for Top IDFC FIRST Credit Cards in 2024, then you have come to the right place. In this blog, we have come up with the latest credit cards offered by IDFC. Here are some of its top and best: IDFC FIRST Power Plus Credit Card and IDFC FIRST Club Vistara Credit Card.
Let's see these 2024’s credit cards’offerings one by one.
IDFC First Power Plus Credit Card:
IDFC FIRST Power Plus Credit Card (HPCL Power Plus) was created by IDFC FIRST Bank and HPCL. For HPCL fuel devotees hoping to reduce their fuel costs, these FIRST credit cards can be a terrific choice. These cards offer significant savings in the form of reward points on HPCL fuel transactions, along with a cheap yearly fee. In addition to fuel, cardholders can receive faster rewards on groceries, utilities, and IDFC FIRST FASTag recharges.
Key Features:
- Annual Fee: Rs.499, waived upon achieving an annual expenditure of Rs.1.5 lakh.
- Rewards Rate: Each Rs.150 spent on groceries, utilities, and IDFC FIRST FASTag earns 30 awards.
(1 RP = Rs. 0.25) - Incentives: 3 incentives for every Rs.150 spent on UPI and other purchases.
- Welcome Bonus: Rs.250 cashback on the first fuel transaction of at least Rs.250.
- Cashback on Fuel: Rs.500 cashback on the first fuel transaction of at least Rs. 500.
- Reward Redemption: Rewards can be redeemed on Fuel, Grocery Spends, Utilities, IDFC FIRS FASTag recharge, UPI, and other retail Spends.
Benefits:
- Yearly Fee Waivement: On spending 1.5 lacs annually, the annual fee is waived.
- Airport Longe permit: Once per quarter, free entry to the domestic airport lounge is offered to customers who make a minimum monthly purchase of Rs.5,000.
- Film Discount: Once a month, get a 25% discount on movie tickets up to Rs.100.
- Roadside Assistance: Worth 1399 Rs. for 4x in a year.
- Insurance Cover: Accident cover up to Rs.2 lac and lost card liability cover up to Rs.25000.
Disadvantages:
- IDFC Power Plus Credit Card card does not grant access to foreign lounges for travellers.
Click Here to Instant Apply for the IDFC FIRST Power Plus Credit Card
IDFC First Club Vistara Credit Card:
IDFC FIRST Club Vistara Credit Card card can be a valuable addition to your wallet if you are a regular traveller who favors Vistara Airlines and is capable of spending up to Rs.12 Lakh annually to receive the most advantages.
Key Features:
- Annual Fee: Rs.4999
- Rewards Rate: Upto 6000 CV in the first three months.
- Welcome Bonus: One voucher for a complimentary Premium Economy Vistara flight.
- A free coupon for one class upgrade on your Air Vistara flights.
- A free membership to Club Vistara Silver Tier.
- A free three-month EazyDiner Prime subscription.
- Reward Redemption: In this card, you get rewards as CV points on daily Spends.
- 6 CV Points for every 200 rupees, Spends up to one lakh rupees every statement cycle.
- For every Rs. 200 spent, up to Rs. 1 lakh per statement cycle, get 4 CV Points.
- For every Rs. 200 spent on eating on your birthday, you will receive 10 CV Points.
- For every Rs. 200 spent on fuel, insurance, utilities, rent, and wallet loading, earn one CV point.
Benefits:
- Dinner & A Movie: Free three-month subscriptions to BQ Prime and EazyDiner Prime, plus up to 20% off at more than 1500 restaurants.
- Domestic Lounge Access: Every quarter, two free domestic leisure and spa excursions.
- Golf: Four free games of golf with green fees and twelve free lessons annually.
- Travel: Up to five gratis Premium Economy airline ticket vouchers and a free Club Vistara Silver Tier membership.
- Access to the International Lounge: One complimentary pass per quarter to an airport lounge.
- Benefits of Insurance: CFAR trip cancellation benefits include additional travel-related insurance benefits and up to Rs. 10,000 for airline and hotel reservations.
Disadvantages:
-
The Rs.4,999 membership price can appear exorbitant to some people.
-
The cost to redeem a prize is Rs.99.
Click Here to Instant Apply for the IDFC FIRST Club Vistara Credit Card.
Comparative Chart Of IDFC Credit Cards
|
Benefits / Features |
IDFC FIRST Power Plus Credit Card |
IDFC FIRST Club Vistara Credit Card |
|
Annual Fee |
Rs.499 (Waived off on spending Rs.1.5 lac) |
Rs.4999 (N.A.) |
|
Rewards Rate |
15x on grocery and utility, and 3x on other retail spends. |
10 CV points on dining, 1 CV on fuel, and 6 CV on others. |
|
Welcome Bonus |
Rs.1650 |
In the form of air ticket vouchers. |
|
Airport Lounge Access |
Yes (Domestic) |
Yes (International) |
|
Travel Insurance |
No |
Cancellation cover (up to Rs.10000, 2 times a year) |
|
Dining Benefits |
Yes |
Yes |
|
Hotel Privileges |
No |
Yes |
|
Fuel Surcharge Waivement |
Yes |
No |
|
Foreign Transaction Fee |
Yes |
Yes |
|
Points Expiry |
No |
Yes (36 months) |
Conclusion
In this blog, we have covered two credit cards that are among the Top IDFC Credit Cards in 2024.
If you are a frequent traveler, who loves to explore different countries then the IDFC FIRST Club Vistara Credit Card can serve the purpose.
If you intend to save money on fuel consumption and daily Spends then the IDFC FIRST Power Plus Credit Card provides such features.
Before selecting any card prioritize your purpose, which can make it easy for the correct selection of the card.
Hope this blog helped you with the information that you were seeking.
