How To Invest In Crypto: Complete Beginner Guide

Crypto has gone from being a niche online project to a major global financial asset class. People are investing to diversify their financial portfolios, hedge against inflation, and join the future of digital finance. Still, for new investors, crypto can be intimidating.

This guide is for those who are trying to figure out how to invest in crypto, but don't know where to begin. In this guide, you will learn the basics of being a crypto investor, the risks involved, and most importantly, learn a step-by-step process to start investing using Delta Exchange.

We aim to remove financial and technical jargon from this guide, to allow first-time investors to begin confidently in their crypto investment journeys.

What Is Cryptocurrency and Why Do People Invest in It

Cryptocurrency is a type of currency that exists digitally. It is different from government currencies because it is completely decentralised. This means that no central authorities can control it. Bitcoin was the first cryptocurrency created, and now there are over thousands of different crypto digital assets available for potential investors.

Reasons for investing in crypto are numerous. Some believe that it could serve as a long-term store of value, and even a form of digital gold. Others expect that there could be tremendous growth from investing in crypto. Investing in crypto has produced amazing profits, but there have also been many losses in crypto. Because of this, before investing real money, it is important to understand the crypto trading basics.

For crypto novices, a misconception that crypto should be treated as an opportunity to get rich quickly is prevalent. Crypto is an investment class that has the potential to make money but is also risky. It will be necessary to introduce patience, learn, and a little bit of discipline into the process.

Is Crypto Investment Safe for Beginners?

Investment in crypto can be seen as a bronze medal in the category of safety. Crypto investment for beginners can be considered safe in an unconventional way. The amount of risk that exists when investing in crypto is real. Fixed deposits and bonds are more stable, but it is important to be aware that the market changes, and the rules and regulations do as well. It's also important to be aware that uncontrolled emotional behaviour can lead to losses.

Beginning investors can learn to keep risk in check. If an investor is willing to learn the market, start with less money, utilise an appropriate crypto platform, and be willing to think long term, the investor will be able to avoid a lot of losses. Understanding cycles in the market, being cautious with leverage to start, and investing in a couple of the bigger names in crypto can keep safety in check.

This will be a guide towards speculative investing, emphasising responsible investing instead.

Investment and Trading in Cryptocurrency

There are several aspects in the world of cryptocurrency that you need to understand. Investing and trading are two separate aspects and it is crucial to understand their differences.

Crypto investing is the act of buying different kinds of cryptocurrency, hoping for their prices to rise over the years. It is a long-term strategy that is good for beginners because it removes the hassle of tracking daily price movements in the market.

Crypto trading, on the other hand, is the act of buying and selling the same cryptocurrency multiple times. Crypto traders rely on short-term price movements to determine how much of the cryptocurrency they are going to buy and sell. This is a more advanced strategy and requires a lot of research and planning. This is more difficult and requires a lot more emotional control than investing.

Trading should not be your first step as a beginner. You should learn to invest first. Although Delta Exchange allows you to do both, you should practice investing first.

Investment in Bitcoin to Kick Start Your Journey

Many people start their journeys in cryptocurrency by investing in Bitcoin. This is because it has the largest market capitalisation as well as a network that is more secure than any other cryptocurrency.

Additionally, Bitcoin is a cryptocurrency with a set amount of coins. This means that there won't be more coins that will be manufactured and released to the market. It is for these reasons that investment in Bitcoin is often considered to be a good first step for beginners.

Beginners often overshoot and invest in coins that are new to the market and are not as established. It is recommended to start your journey in the world of cryptocurrency by making investments in Bitcoin.

 

 

Why Is Delta Exchange Recommended For Investing In Crypto?

Signing up for the right platform is integral to cryptocurrency investing. Delta Exchange is a globally recognised crypto derivatives and trading platform that is simple to use, yet offers robust trading tools, transparency, and advanced security protections.

Delta Exchange is a good starting point for users wanting to learn how to navigate the crypto markets. Delta’s professional-grade infrastructure offers Bitcoin and other major cryptocurrencies.

Delta Exchange is a good choice because it offers a well-rounded ecosystem, based on the user’s trading level. Many beginners are attracted to the thoughtful, risk-aware trading, strong focus on education, and the structured design of the product. Beginners are able to diversify with advanced trading tools and strategies as their confidence builds.

Step-By-Step Process: How To Invest in Crypto on Delta Exchange

Let’s break down the essentials of investing in crypto on Delta Exchange.

Step 1: Set up your Delta Exchange Account

Download Delta Exchange from the Play Store or go to delta exchange. Hit "Sign up"; add your email or phone number. Create a strong password (more than 12 characters and a combination of uppercase, lowercase, and symbols). Verify the account via the OTP. It should take less than 2 minutes. Complete basic KYC (PAN/Aadhaar); this is needed for withdrawals in INR. It is not needed if you are using the account for crypto only.  

For your account's protection, set up your 2FA with Google Authenticator right away.

Step 2: Deposit Money  

At the top, click the “Wallet” option. Then, select “Deposit INR” to link your bank via UPI (PhonePe or GPay) or IMPS. Keep a minimum of 100 INR in your account. Money should take 5-10 minutes to credit, and they charge no fees. To deposit crypto (USDT), go to “Deposit Crypto” to get the wallet address. Make sure you check the network (it should be TRC20).  

Be careful with your spending; you can deposit only 1,000-5,000 INR at the start for testing purposes.

Step 3: Understand the Fundamentals of Crypto Trading  

Take a look at the trading basics in the "Academy" section, including the different order types. Market (pay instantly), Limit (pay when a particular price is reached), and Stop-Loss (to cut potential losses). Learn how to read charts. 

They consist of candles (which represent a time period and show the open, high, low, and close). Use the 50 and 200 EMAs to identify the trend direction. One good advice for investing in Bitcoin is to buy when the price is above the key support.  

You'll also have a practice mode, but you can only use $10,000 in virtual money to practice.

Step 4: Choose Crypto Investments  

Invest 60% of your portfolio in Bitcoin for stability. Buy Ethereum (30%) for growth. For the less stable options, spend 10% of your portfolio on either SOL or ADA. Go to “Markets” to check the trade volume; if it is more than $100 million, it is a good option. But steer away from new meme coins that have low trade volume or liquidity. For old coins, buy when the RSI is less than 30 so that you get a good price when it is considered oversold.

Step 5: Finalise Your First Trade

Go to Spot or Futures. Look for BTC/INR and hit the Buy button. Type in an amount such as ₹ 1000, and choose the order type to be “Market.” Look over the fees and hit confirm. If setting leverages, choose 5x max as a beginner; going higher results in losses.

Set take profit for a 20% gain; stop loss for a 10% loss.

Step 6- Monitor and Manage Your Portfolio  

Profit and loss tracking is under the Positions tab, and 10% move alerts can be set. Withdraw profits weekly to bank to incur a 1% fee with a T+1 settlement: Wallet > Withdraw > INR.  

Re-position quarterly: sell to winners; buy from laggards.

Mistakes Beginners Should Not Make

A large number of beginners lose money as a result of emotional investing and not due to a lack of investing knowledge. Investing without conducting your own research, acting overly on social media, and selling off in panic are all common mistakes.

Don’t put money that you can’t afford to lose. Don’t invest money that is borrowed, don’t invest money that is set aside for emergencies, and don’t invest money that is for other purposes. Consider crypto as a long way to learn, not as a game of luck.

Managing Risks When Investing in Crypto

Building solid risk management skills is vital for successful crypto investment for beginners. It's best to only invest what you can afford to lose. Instead of putting all your funds into one asset, spread out your investments.

It's advisable not to follow the strategies of others. Just because one works for someone else does not mean it is right for your risk profile.

Crypto rewards those who are patient. It punishes those who act on impulse.

Why the Right Mindset is Key When Investing in Crypto

Those who maintain their investments across market cycles are the most prosperous cryptocurrency investors. Prices fluctuate, but over time, value is driven by long-term adoption.

Crypto investment can be a potent supplement to your financial path if you concentrate on education, self-control, and consistency.

Taxes and Compliance in India

All trades must be listed in the ITR-2/VDA schedule. A 30% tax is applied to profits when they exceed ₹50k in one year. A 1% TDS is levied on transfers over ₹50k. Losses cannot be offset and you cannot carry them forward.

For CA filing, Delta offers exports in CSV format

 

 

Concluding Remarks

While not for everyone, cryptocurrency presents a special opportunity for those who are prepared to study and manage risk. Beginners can enter this market safely by learning how to invest in cryptocurrency, selecting a platform such as Delta Exchange, and taking a methodical approach.

Start small, maintain your curiosity, and put learning ahead of fun. Crypto is not a sprint, but a marathon.

DISCLAIMER: This blog is NOT any buy or sell recommendation. No investment or trading advice is given. The content is purely for educational and information purposes only. Always consult your eligible financial advisor for investment-related decisions.

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