Moneyview IPO: Date, Price, GMP & Review | Finowings

Moneyview IPO- Complete Overview

Moneyview IPO is a Mainboard IPO with an issue size of Rs. 1,091.68 Cr by Moneyview Limited, which is an Indian fintech business that uses its mobile platform to offer digital financial services. The company's main goal is to provide people with easily accessible, technologically advanced financial solutions. The business runs a digital platform that offers financial management services, credit tracking, and personal loans. It evaluates creditworthiness and provides clients with prompt loan approvals using data analytics and technology.

Products Offered:

Personal Loans: Our Main Offering

Our Users: Meeting Middle India's Credit Needs

As a two-way network, the company's platform links consumers looking for financial goods with banks, NBFCs, insurers, and other financial organizations that provide them. 48 Financial Partners and 140.28 million Registered users were part of the network as of June 30, 2026.

They expanded offerings across multiple product categories, including insurance, credit cards, digital gold, payments, and earned wage access.

This new IPO is to be launched on 24 Sep 2026, and its ‘initial public offering’ will end on 28 Sep 2026.

Moneyview IPO Details

This Mainline IPO comprises a combination of a fresh issue of 22.06 crore shares (Rs. 750 Cr) and an offer for sale of 10.05 crore shares (Rs. 341.68 Cr). The Moneyview IPO listing date (expected) might be Thursday, Oct 01, 2026, and the listing on the BSE and NSE. 

The Moneyview IPO price band is Rs. 32 to Rs. 34.

Moneyview Share Price

Moneyview share price is not yet available, as the company is not listed as of 21 September 2026.

IPO Timetable (Tentative)

The Moneyview IPO date is from 24 Sep to 28 Sep, with IPO allotment on Sep 29, refund initiation on Sep 30, and listing on Oct 01, 2026.

If you want to apply for the IPO, click to open a Demat Account.

Industry Overview & Outlook

The home loan market accounted for ~₹13 trillion (US$0.14 trillion) of sanctions in FY2026, which is projected to grow at a CAGR of 6-8% by FY2031P. 

Moneyview Company Financial Performance

Moneyview- Profit & Loss

(Amount in Cr)

Moneyview- Balance Sheet

(Amount in Cr)

Cash Flows

The cash flows for various activities are shown below:

(Amount in Mn)

Moneyview IPO- Business Model

• Capital-light for partnered loans (fees + limited risk sharing)

• On-balance-sheet lending through subsidiary for higher margins

• Strong technology & AI/ML-driven underwriting (100,000+ data variables)

• Fully digital, zero-branch model with pan-India reach.
  
  

How the Company Earns Money

Moneyview operates as a two-sided platform connecting users with financial partners (banks, NBFCs, insurers, etc.) through its mobile app. It functions mainly as a Lending Service Provider (LSP) and also does some on-balance-sheet lending via its NBFC subsidiary (Whizdm Finance Private Limited / WFPL).

Core revenue streams:

Fees & Commission Income (from Platform Partners – banks & NBFCs)

• Origination fees for user acquisition and onboarding

• Servicing fees for end-to-end loan lifecycle management (collections, customer support, etc.)

• It also shares limited credit risk via Default Loss Guarantee (DLG) of up to 5% of the loan portfolio.

Interest Income / Net Interest Margin (from its own NBFC subsidiary WFPL)

• Interest earned on loans disbursed from its own books

• Minus finance costs on borrowings used for lending

• Full credit risk is borne by the subsidiary.

Other income from newer products (credit cards, insurance, digital gold, earned wage access, UPI/bill payments, etc.)

As of 30 June 2026, Managed AUM stood at Rs. 22,520 crore.

Revenue Bifurcation

(Source: RHP)

Company Growth Trajectory

• Loan disbursals grew 31% in FY26 to Rs. 23,099 Cr.

• Operating expenses as % of total income improved sharply (56.4% in FY24 → 34.8% in FY26).

• Consistent reduction in loss rates despite industry pressures.

• Expanding into multi-product offerings (credit cards, insurance, digital gold, etc.) since Aug 2024.

• The company is scaling both volume and profitability while remaining technology- and data-driven.
  
  

The Objective of the Issue

• Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements. ~ Rs. 325 Cr.

• Investment in WFPL, the Material Subsidiary, for the purpose of augmenting its capital base. ~ Rs. 250 Cr.

• General Corporate Purposes.
  
  

Peers of Moneyview

Evaluation of P/E Ratio

Considering the period ended on FY 2026 with an EPS of Rs. 1.60 from the last year, the resulting P/E ratio is 21.25x. 

Moneyview IPO Valuation

IPO's Strengths

• Large, growing, and sticky user base with a flywheel effect for growth

• Self-reinforcing growth engine

• Data-driven approach for user segmentation and risk assessment

• Technological and AI capabilities enabling scalable and efficient growth.

IPO's Weaknesses

• There were significant changes to Moneyview's revenue mix in recent years. Interest income from Wealth Fresh Private Limited (WFPL) increased from 6.9% in FY23 to 39.4% in FY26. Along with that, Moneyview is transforming its business model from an asset-light, fee-based business to a more capital-intensive direct lending business, which carries more credit risks.

• The business showed impressive revenue and operational growth in FY26. However, its net profit grew only marginally, and as a result, its profitability and ROE decreased.

• A direct result of transforming its business to a more capital-intensive direct lending business was an increase in credit risks and deterioration of Moneyview's asset quality. Gross stage 3 loans (loans that Moneyview is unable to recover) increased to 2.53% as of the end of FY26 from 0.80% as of the end of FY25.
  
  

Moneyview IPO GMP Today

Moneyview IPO GMP has not started yet as of September 21, 2026, when this information was written. 

IPO Other Details

IPO Grey Market Premium

The current IPO GMP is available at our live IPO GMP page, where you can get the GMP today for open Mainboard and SME IPOs.

Moneyview IPO Lot Size

The IPO allows retail investors to invest in a minimum and maximum of 1 Lot (441 Shares) amounting to Rs. 14994 and 13 Lots (5733 Shares) for Rs. 1,94,922, respectively, while for HNI investors, the minimum Lot is 14 (6174 Shares) amounting to Rs. 2,09,916.

Moneyview IPO Reservation

Promoters and Management of Moneyview Ltd. 

• Puneet Agarwal

• Sanjay Aggarwal 

• Sushma Abburi.

IPO Lead Managers

• Axis Capital Ltd. 
  
  

Dividend Policy

The company has not paid a dividend during the last three FYs.

IPO Review: Subscribe or Avoid?

Moneyview is a digital lending platform focused on Middle India, with strong growth in Total Income (₹1,389 Cr → ₹3,404 Cr from FY24–FY26) driven by rising Fees & Commission and rapidly expanding Interest Income from its own NBFC subsidiary. 

The company has improved operating efficiency and maintained controlled loss rates while scaling Managed AUM to over ₹22,500 Cr, though the shift toward on-balance-sheet lending has increased credit risk exposure. At the upper price band of ₹34, the issue is valued at around 21x FY26 EPS.

Before making any decision to subscribe or avoid, you should consult your SEBI-registered financial advisor. 

Moneyview IPO News

Moneyview DRHP

Moneyview RHP

Moneyview IPO Allotment Status

Other Mainboard IPOs 2026

NSE IPO GMP

The NSE IPO GMP is Rs. 67 as of 21 September 2026 at 14:01 pm while writing this information. 

SS Retail IPO GMP

SS Retail IPO GMP is Rs. 156, showing a gain/loss of 36.79% as of 21 September 2026, while writing this information.

Finowings IPO Analysis

Hope you enjoyed the Finowings IPO Analysis. We tried our best to give every required detail about the company that you should know before applying to the IPO.

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DISCLAIMER: This blog is NOT any buy or sell recommendation. No investment or trading advice is given. The content is purely for educational and information purposes only. Always consult your eligible financial advisor for investment-related decisions.