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Ayushman Bharat Yojana: Eligibility and Application Process

  


Introduction to Ayushman Bharat Yojana

Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance scheme launched by the Government of India in 2018. The primary aim of this scheme is to provide health insurance coverage to economically weaker sections and vulnerable categories without any premium cost.

This scheme offers free health cover up to ₹5 lakh per family per year. The scheme is designed to cover a wide range of medical expenses, including pre-hospitalization, post-hospitalization, and major surgeries.

Key Features of Ayushman Bharat Yojana

The Ayushman Bharat Yojana comes with several beneficial features:

· Coverage of ₹5 lakh per family per annum

· Cashless hospitalization

· Three days of pre-hospitalization coverage

· Fifteen days of post-hospitalization coverage

· No restriction on family size, gender, or age

· Services available at empanelled public and private hospitals

Detailed Video:

Eligibility Criteria for Ayushman Bharat Yojana

Understanding the eligibility criteria is crucial to determine if you qualify for the scheme. The criteria vary for rural and urban areas.

Rural Eligibility Criteria

In rural areas, the following conditions need to be met:

· House with kuccha walls and roof

· No adult member between 16-59 years

· Disabled members in the family

· SC/ST households

· Landless households earning through manual casual labor

Urban Eligibility Criteria

In urban areas, the eligibility criteria include the following professions:

· Beggars

· Domestic workers

· Rag pickers

· Cobblers

· Street vendors

· Construction workers

· Plumbers

· Painters

· Sanitation workers

· Drivers

· Transport workers

· Conductors

Critical Diseases Covered in Ayushman Bharat Yojana

The scheme covers several critical illnesses, ensuring comprehensive health protection:

· Prostate cancer

· Double valve replacement

· Coronary artery bypass graft

· COVID-19 treatment

· Pulmonary valve replacement

· Skull base surgery

Checking Eligibility Online for Ayushman Bharat Yojana

To verify if you are eligible for Ayushman Bharat Yojana, follow these steps:

1. Visit the official PMJAY website.

2. Click on "Am I Eligible" option.

3. Select the scheme name PMJAY.

4. Enter your state and district details.

5. Use your Aadhaar card for precise results.

6. Enter the Aadhaar card number to check eligibility.

Application Process for Ayushman Bharat Yojana

Once you verify your eligibility, you can proceed to apply for the Ayushman Bharat card. There are two ways to apply:

Applying Through Jan Seva Kendra

If you are not comfortable with the online process, you can visit your nearest Jan Seva Kendra. They will assist you in applying for the card.

Applying Online Ayushman Bharat Yojana

If you are comfortable with the online process, follow these steps:

1. Visit the official PMJAY website.

2. Click on the KYC option.

3. Enter the OTP sent to your registered mobile number.

4. Upload your passport-sized photo.

5. Provide required documents such as Aadhaar card, PAN card, mobile number, email address, residential address, income certificate, and current family status.

Downloading Ayushman Bharat Card

After your application is verified, you will receive the Ayushman Bharat card. You can also download it online:

1. Visit the official PMJAY website.

2. Enter your registered mobile number and CAPTCHA code.

3. Receive OTP and verify.

4. Select the HHD code and pay ₹10.

5. Download the Ayushman Bharat card.

 

Finding Empanelled Hospitals for Ayushman Bharat Yojana

You can find a list of empanelled hospitals where you can avail of the scheme’s benefits:

1. Visit the official PMJAY hospital search website.

2. Select your state and district.

3. Choose the type of hospital (public or private).

4. Select the specialty required.

5. Enter the CAPTCHA code.

6. View the list of empanelled hospitals.

Conclusion

The Ayushman Bharat Yojana is a significant initiative by the Government of India to provide health insurance to the economically weaker sections of society. By understanding the eligibility criteria and following the application process, you can avail of the benefits offered by this scheme. Ensure that you check your eligibility and apply for the card to secure health coverage for your family.

Spread awareness about this scheme to help others benefit from it. Share this information widely to clear any confusion and enable more people to take advantage of the Ayushman Bharat Yojana.

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Frequently Asked Questions

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Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a health insurance scheme launched by the Government of India in 2018. It provides health insurance coverage of up to ₹5 lakh per family per year without any premium cost. The scheme covers a wide range of medical expenses, including pre-hospitalization, post-hospitalization, and major surgeries.

+
  • The eligibility criteria for Ayushman Bharat Yojana vary for rural and urban areas:
    • Rural Eligibility Criteria:
      • House with kuccha walls and roof
      • No adult member between 16-59 years
      • Disabled members in the family
      • SC/ST households
      • Landless households earning through manual casual labor
    • Urban Eligibility Criteria:
      • Beggars
      • Domestic workers
      • Rag pickers
      • Cobblers
      • Street vendors
      • Construction workers
      • Plumbers
      • Painters
      • Sanitation workers
      • Drivers
      • Transport workers
      • Conductors
+

To check your eligibility for Ayushman Bharat Yojana online, follow these steps:

  1. Visit the official PMJAY website.
  2. Click on the "Am I Eligible" option.
  3. Select the scheme name PMJAY.
  4. Enter your state and district details.
  5. Use your Aadhaar card for precise results.
  6. Enter the Aadhaar card number to check eligibility.
+

There are two ways to apply for the Ayushman Bharat card:

  • Applying Through Jan Seva Kendra:
    • Visit your nearest Jan Seva Kendra for assistance in applying for the card.
  • Applying Online:
  • Visit the official PMJAY website.
  • Click on the KYC option.
  • Enter the OTP sent to your registered mobile number.
  • Upload your passport-sized photo.
  • Provide required documents such as Aadhaar card, PAN card, mobile number, email address, residential address, income certificate, and current family status.
+

To find a list of empanelled hospitals under Ayushman Bharat Yojana, follow these steps:

  1. Visit the official PMJAY hospital search website.
  2. Select your state and district.
  3. Choose the type of hospital (public or private).
  4. Select the specialty required.
  5. Enter the CAPTCHA code.
  6. View the list of empanelled hospitals.


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